Your details
Legal basis: 2026.
The month determines the working days (Monday to Friday) used for hourly and daily pay. Public holidays are not deducted. For monthly and yearly pay the month does not change the result.
Only needed for hourly pay. Allowed range: 1 to 60 hours per week.
Determines the church tax rate and long-term care insurance in Saxony.
For the child allowance and long-term care insurance.
Taken from the selected insurer and editable at any time. 2026 average: 2.9 %.
With private insurance you pay the premium minus the employer subsidy.
Source: GKV-Spitzenverband list of supplementary contribution rates under § 242 Abs. 5 SGB V, as of 23.09.2026. The selected rate is copied into the supplementary rate field.
Your input stays in your browser. No salary data is transmitted or stored.
Not tax advice. This tool applies the statutory formulas to your input. Results are non-binding information and do not replace individual tax advice. For binding information, consult a qualified tax adviser or your tax office.
The calculation uses the statutory values in force for 2026 and has been validated against the Federal Ministry of Finance's official wage and income tax calculator. It can differ from your own payslip, because your employer applies further characteristics such as registered allowances, one-off payments or company-specific arrangements. No warranty is given for accuracy, timeliness or completeness.
Monthly payroll withholding, not the annual tax
The calculator reproduces the monthly wage tax withholding under § 39b of the German Income Tax Act (EStG) — exactly what your employer deducts. That is not the same as the income tax in your annual return: in an assessment the tax office knows your actual expenses, while payroll withholding uses statutory flat-rate allowances.
In short: the gross wage is annualised, reduced by the employee flat-rate allowance, the special-expenses allowance and the Vorsorgepauschale (a lump sum for social contributions), and then taxed with the tariff in § 32a EStG. The solidarity surcharge and church tax are applied to a base that takes the child allowance into account. Social contributions are computed separately under SGB IV, V, VI and XI and reduce net pay directly.
Pay can be entered per hour, per day, per month or per year. Hourly and daily rates are converted to a monthly gross using the working days of the selected month. Working days are all Mondays to Fridays; public holidays are not deducted.
The 2026 values behind the result
Basic allowance 12,348 €. Contribution ceiling for health and long-term care insurance 5,812.50 € per month (69,750 € per year); for pension and unemployment insurance 8,450 € per month (101,400 € per year). Health insurance 14.6 % plus the insurer's supplementary rate (2026 average 2.9 %). Long-term care insurance 3.6 %, plus 0.6 % for childless members. Pension insurance 18.6 %, unemployment insurance 2.6 %. Minijob threshold 603 € per month; Übergangsbereich 603.01 € to 2,000 €.
Every 2026 value with its legal basis, and the changes from 2025 (in German)
More country calculators are in preparation
Salary calculators for further countries are planned, starting with Austria, Switzerland, the Netherlands, France, Poland, Spain, Italy and the United Kingdom. No figures are published for those countries yet, because tax systems, social contributions and employer costs differ fundamentally and every calculation has to be verified against that country's official source first.
Frequently asked questions
How much is 3,000 euros gross in Germany after tax?
At 3,000 € gross per month in tax class I, with no children, no church tax and the average supplementary rate of 2.9 %, net pay is 2,054.42 €. That includes 293.08 € of wage tax and 652.50 € of social contributions. One child under 25 raises net pay to 2,067.50 € in this example, because the long-term care contribution falls.
Which tax class applies to me?
Tax class I is for single employees, II for single parents, III and V for married couples with very different incomes, IV for married couples with similar incomes, and VI for a second job. The class is stored on your electronic wage tax record (ELStAM) and applied by your employer. This calculator does not advise which class to choose.
Can I enter an hourly or daily rate?
Yes, via the Amount per field: hour, day, month or year. For hourly and daily pay the calculator uses the working days of the selected month, which are all Mondays to Fridays; public holidays are not deducted. For hourly pay you also enter your contracted weekly hours, for example 20.00 €/h at 40 weekly hours in March 2026: 20.00 €/h × 8 h × 22 working days = 3,520.00 € gross per month. For monthly and yearly pay the selected month does not change the result.
Which supplementary health insurance rate should I enter?
Pick your insurer in the Statutory health insurer field and its supplementary rate (Zusatzbeitrag) is applied automatically. The list comes from the GKV-Spitzenverband overview under § 242 Abs. 5 SGB V, as of 23.09.2026. If your insurer is missing or the rate differs, choose “Manual / other insurer” and enter the figure from your payslip. The average set by the Federal Ministry of Health for 2026 is 2.9 %.
Does it work for Minijobs and Midijobs?
Yes. Between 603.01 € and 2,000 € the calculator automatically uses the reduced assessment base of the Übergangsbereich. Up to 603 € a Minijob is assumed: no employee contributions to health, long-term care or unemployment insurance, and pension insurance only if you are not exempt.
Is my data stored?
No. The calculation runs entirely in your browser. Salary, tax class, federal state, number of children and church tax are not transmitted to our servers and are not stored. The calculator sets no cookies.
Is this tax advice?
No. It applies the statutory formulas automatically and provides non-binding information. For binding advice, consult a qualified tax adviser or your tax office.
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