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Not tax advice. This estimate covers salary income only and does not model house property, capital gains, HRA/LTA exemptions or every Chapter VI-A deduction. Always confirm with a licensed tax professional. See the method and sources.
Income-tax slabs for FY 2026-27 (AY 2027-28) and FY 2025-26
The tables below are transcribed from the Income Tax Department's published slabs. The new regime under section 115BAC is the default; the old regime is optional.
| Annual taxable income (INR) | Tax |
|---|---|
| Up to 4,00,000 | Nil |
| 4,00,001 to 8,00,000 | 5 % of the amount above 4,00,000 |
| 8,00,001 to 12,00,000 | 20,000 + 10 % of the amount above 8,00,000 |
| 12,00,001 to 16,00,000 | 60,000 + 15 % of the amount above 12,00,000 |
| 16,00,001 to 20,00,000 | 1,20,000 + 20 % of the amount above 16,00,000 |
| 20,00,001 to 24,00,000 | 2,00,000 + 25 % of the amount above 20,00,000 |
| Above 24,00,000 | 3,00,000 + 30 % of the amount above 24,00,000 |
| Annual taxable income (INR) | Tax |
|---|---|
| Up to 2,50,000 | Nil |
| 2,50,001 to 5,00,000 | 5 % of the amount above 2,50,000 |
| 5,00,001 to 10,00,000 | 12,500 + 20 % of the amount above 5,00,000 |
| Above 10,00,000 | 1,12,500 + 30 % of the amount above 10,00,000 |
Source: Income Tax Department, Salaried Individuals AY 2026-27. Retrieved 2026-10-04. Rebate under section 87A: up to 60,000 for taxable income up to 12,00,000 under the new regime, and up to 12,500 for taxable income up to 5,00,000 under the old regime. Surcharge and a 4 % health-and-education cess also apply.
How the monthly figure is derived
An employer withholds tax on salary under section 192 on the basis of the estimated annual liability, so this calculator computes the annual tax and divides it by twelve. The final tax is rounded under section 288B to the nearest ten rupees.
Worked examples (new regime)
| Monthly gross (INR) | Annual taxable (INR) | Annual tax (INR) | Monthly tax (INR) |
|---|---|---|---|
| 50,000 | 5,25,000 | 0 | 0 |
| 1,00,000 | 11,25,000 | 0 | 0 |
| 1,50,000 | 17,25,000 | 1,50,800 | 12,566.67 |
| 5,00,000 | 59,25,000 | 15,52,980 | 1,29,415.00 |
Frequently asked questions
Which regime should I choose?
The new regime is the default and has wider slabs and a larger 87A rebate. The old regime can be better if your exemptions and Chapter VI-A deductions are large. Compare both in the calculator.
Why is my provident fund deducted from net pay?
The employee provident fund contribution of 12 percent of basic pay is deducted from gross pay and credited to your own provident fund account. It reduces in-hand pay but is not a tax.
Is my salary sent anywhere?
No. The calculation runs in your browser and no salary value is transmitted or stored.
Other countries
See the Pakistan salary calculator and the German Brutto-Netto-Rechner. Read the India method and sources, the imprint and the privacy policy.
Last reviewed: 2026-10-04.